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Pradhan Mantri Mudra Yojana

Term loan & Cash Credit facility up to 10.00 lakh to nonfarm units engaged in Manufacturing, trading & service activities.

Food products sector, activities allied to agriculture and services in these area up to Rs.10.00 Lakh included under PMMY.

Schemes under PMMY are -

  • Shishu – Loans up to 50000/-
  • Kishore - Loans from 50001/ - to 500000/-
  • Tarun - Loans from 500001/ - to 1000000/-

Overdraft facility extended for eligible PMJDY beneficiary will be covered under PMMY.

No collateral & third party guarantee.

Interest Rate :

  • MSE loans up to Rs.10.00 lakh : @MCLR+BSS
    Agricultural allied activity, food processing etc. Slab wise interest rate as under
  • Up to Rs.50000/- : @ MCLR+BSS+0.75%
  • Above Rs.50000/- & up to Rs.2.00 lakh : @ MCLR+BSS+1.50%
  • Above Rs.2.00 lakh & up to Rs.10.00 lakh: @MCLR+BSS+ 2.00%

(BSS is Business Strategy Spread which is at present: 0.25%)

MUDRA Debit Card will be provided to all Cash Credit account holders under PMMY

Loan Application Form for Pradhan Mantri Mudra Yojana (PMMY)

English

  1. "Shishu" application form with revised checklist & Udyog Aadhaar Registration Number
  2. "Kishore" & "Tarun" application form with revised checklist & Udyog Aadhaar Registration Number