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Mahabank Gold Loan Scheme - Agriculture
| Mahabank Gold Loan Scheme - Agriculture | |
|---|---|
| Purpose | To enable farmer to quickly meet their agricultural credit needs i.e both crop production / cash credit for allied agricultural activities & investment credit |
| Type of Loan |
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| Eligibility | Any person engaged in agriculture or allied activities. The applicant should satisfy the KYC guidelines |
| Amount | A] i) MKCC against Gold- As per Scale of Finance of crops ii) Agri Cash Credit against Gold - As per actual credit requirement B] Agricultural Term Loan- As per actual credit requirement Quantum decided on following basis:
|
| Margin | Minimum 25 % of market value of Gold (for MKCC & Agri Cash Credit against Gold) & Minimum 30 % of market value of Gold (For Term Loan against Gold) |
| Rate of Interest |
|
| Security | Pledge of Gold jewelry/ ornaments. Bank shall not grant any advance against bullion/ primary gold. |
| Processing charges |
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| Repayment |
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| Documents & Papers requirement | Loan application , KYC Documents, 7/12 Extract |
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