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Try our new Mobile Banking App - MahaMobile

Experience banking at your fingertips with the MahaMobile App. Activate it on your mobile today to view your banking transactions, do instant money transfer to your loved ones, and pay your bill in time from anywhere, anytime.

SafeEasyConvenient
SafeEasyConvenient
Send an SMS MAHAMOBILE TO 9223181818 to get the download link
or find us on the app stores
Google playApp StoreWindows Store

How to Activate Instantly

Download the Mobile Banking Application from the respective app store and open

Install MahaMobile from relevant App Store

Install MahaMobile from relevant App Store

Click on New User Registration button

Mobile 1

Click on New User Regis

Accept the terms & conditions

Mobile 2

Read and accept the terms & conditions

Enter your User ID

Mobile 3

Your User Id is your 11 digit CIF or Customer id Number. if you don’t know your CIF number, contact call center.

On Submit, an automated SMS* is sent from your bank. In case you get a pop-up asking you to visit branch, you have either not registered your mobile number with the Bank or you are using a SIM other than that of your registered mobile number. For Dual SIM Mobiles phones ensure your registered number is the default SIM.

*Standard charges to send an sms applied

Choose your registration method

Mobile 4

You now have three options to complete registration

  1. Internet Banking : Verify with Net Banking User ID and Password
  2. ATM Card : Verify with 16 digit Card Number and PIN
  3. Branch : Submit application at branch and verify with the 5 digit token you get on SMS

Set your MPIN & MTPIN

Mobile 5 Mobile 6

  1. MPIN (Password to login to app)
  2. MTPIN (Password to authenticate fund transfer & bill pay)

Congratulations! You can now do your transactions

Congratulations! You can now use MahaMobile for over XX banking transactions. For more help, open the side menu to view FAQ, contact our customer care or visit one of our branches near you

What are the features available?

BankingFund TransferBill Pay
Banking
  • Balance Enquiry & Mini Statement for
  • Savings & Current Account
  • Fixed & Recurring deposit
  • Loan Accounts
Fund Transfer
  • View/add/modify/delete beneficiaries
  • Transfer to accounts within Bank
  • Transfer to other bank a/c with NEFT*
  • Transfer to other bank a/c with IMPS*
Bill Pay
  • Add/Delete billers
  • View & pay bills
  • Instant bill pay (without biller addition for select billers)
  • Check bill payment history
Card ServicesService RequestVAS
Card Services
  • Apply for debit/credit card
  • Reset ATM PIN
  • Block debit card
Service Request
  • Search past transactions
  • A/c statement request
  • Cheque Book Request
  • Cheque Status Enquiry
  • Stop Cheque
  • Demand Draft Request
  • Apply for loans
VAS
  • Log Complaint
  • Mobile Passbook
  • Change MPIN & MTPIN

IMPS

Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc.

NEFT

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme.

Additional Features

Additional Features
  • Frequently Asked Questions
  • Branch/ATM Locator across India
  • Contact Centre Details

Service Charges

At present there are no charges levied for the mobile banking application and no charges will be levied for the funds transferred to other accounts within the Bank. For funds transfer to other bank accounts through NEFT, appropriate service charges as per Bank’s guidelines will be debited by the system. In case of Issuance of Cheque Book or Physical Statement of Account courier/ postal charges will be debited to customer’s account if Mode of delivery is “Delivery on Customer’s Address” @ Rs. 50/- per request.

Transaction Limit

Transaction Limits in the Mobile Banking are as follows.

Sr NoParticularTransaction Amount Limit
1Transfer to Own AccountNo Limit
2Transfer to Other BOM account50000/- per day
3NEFT
4Utility Bill Payment
5IMPS5000/- per day

Who can avail the facility?

  • All types of savings bank account holders in the individual capacity or joint account holders operated on either or survivor basis.
  • All sole proprietorship firm Current Account and Cash Credit Account holders

Pre requisites for availing MahaMobile Banking Services

The customer should have the following to use the mobile banking application.

  • Android, IOS, Windows mobile phone.
  • Data Connectivity in the mobile phone

The application is carrier-independent i.e. customers can avail of the mobile banking service with the Bank irrespective of the service provider for their mobiles, subject to availability of Data Connectivity & ability of the Mobile Device to run MahaMobile applications. The cost of Data connectivity will be borne by the customers.