The purpose of this scheme is to provide optimum return on the investment of customer at market related rates.

  • The account can be opened by any individual, singly or jointly, HUF, Trust, Company, Firm or any other legal entity.
  • The deposit will be accepted in multiples of quarters between 24 to 36 months.
  • Minimum amount of deposit acceptable under the scheme will be Rs 5.00 lakh and multiples of Rs. 10,000/- thereafter.
  • Reference rate for the scheme is Bank rate.

Easy cash liquidity

  • The minimum deposit for this account is Rs.100/-
  • Withdrawals can be made through withdrawal slips or cheques
  • Nomination facility available
  • Introduction necessary

Compounded returns on deposit

  • Minimum deposit - Rs.100/- and in multiples thereof
  • Minimum period of deposit ? 6 months
  • Repayment on the date of maturity in lumpsum alongwith interest
  • Quarterly compounding of interest
  • Nomination and loan facilities available

Double benefit scheme

  • Minimum deposit Rs.5000/-
  • Minimum period of deposit 46 days
  • Automatic renewal after expiry of designated period
  • Part withdrawal facility
  • No penalty on the amount withdrawn
  • Nomination and loan facilities available

Flexible Recurring Deposit Scheme

  • Minimum deposit Rs.100/- as core deposit and in multiples thereof to be deposited every month as in the case of recurring deposit
  • Maximum amount that can be deposited at one time is Rs.10,000/-
  • Minimum period of deposit 12 months
  • Repayment on the date of maturity alongwith interest
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IMPORTANT: Bank of Maharashtra never ask for Bank account details for any purpose through phone call/email/SMS.

Bank appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.