Beti Bachao Beti Padhao

Video Based Customer Identification process (V-CIP)

Background: -

V-CIP is an alternate method of customer identification with facial recognition and customer due diligence by authorized official of bank. The procedure is approved by RBI. It is paperless, contactless online facility available to customers to complete KYC within just few minutes.

The account is opened digitally by Aadhar based OTP verification from UIDAI and PAN verification from NSDL

In V-CIP process your KYC documents and signature are verified in real time basis through video call with bank's official. It uses latest Artificial Intelligence driven face match technology and real time online verification of documents. It maintains high standards of data integrity and confidentiality.

You are not required to visit bank branch and your KYC can be done from any location in India at your convenience.

Salient Features: -

The application currently features following utilities

  1. Opening new SB general account.
  2. Convert existing online BSBD account to SB general account.
  3. Referring new customers by existing customer.
  4. Opening new SB account by Referred customer.
  5. Periodic updation of customer KYC (Re-KYC).

How to access: -

• Click on "V-CIP" tab for Video Based Customer Identification process.

 
Click here to Open your Account Now - V-CIP

FAQ (Frequently Asked Questions)

1.How can I open a digital bank account?

Customers can open their bank account digitally through Bank of Maharashtra's Video-KYC facility in few clicks at your convenience.
To open an account click here

2. Is digital banking safe?

Yes, digital banking is safe and the bank uses several security measures such as two factor authentication, high-end encryption, device authentication, real-time alerts, and biometric authentication among several other measures to make it safe and secure .

3. Can I open online savings bank account?

Yes, you can open your digital bank account through Bank of Maharashtra's V-CIP (Video Based Customer Identification Process).
Please click here to open- VCIP Account

4. How can I open a bank account in Bom?

You can open your bank account digitally through Bank of Maharashtra's V-CIP (Video Based Customer Identification Process).

5. What is the minimum balance in Bank of Maharashtra savings account?

To know the applicable service charges on non-maintenance of minimum balance, click here to know more .

6. Can I open zero balance account in Bank of Maharashtra?

Yes, a zero balance account can be opened by any individual above 18 years old. There would be some restrictions in the operation of the account due to relaxed KYC Norms.