Payment of utility bills through bank accounts [Maha Bill Pay]

• Gist of the Scheme
  • The Customer who wishes to make payment utility payments like Electricity, Telephone Bills, etc., should apply through the branch and get registered under the scheme. The Bill Desk Company for easy identification will provide each customer with unique registration number.
  • Bill Desk Company would accordingly obtain the bills details of the registered customers from the Utility providers like MSEB, BSNL etc.
  • The list of customers with bill details whose bills have fallen due for payment, will be sent to the branch
  • Branches on receipt of the payment list would debit the account of the customer concerned accordingly.


• Other Features
  
  • When the customer is registered with the scheme, the details of the customer are informed to the utility providers. The latter would print the special message in the bills of the customer concerned to the effect that the bill is under the scheme.
  • In addition, the Company will also contact the customer for payment instruction.
  • At present the following payments are accepted and the list may be expanded in due course when the Bill Desk Company enter into agreement with new utility providers:
    • Mumbai
      • BSES.
      • MTNL.
      • Hughes Telecom.
      • BPL Mobile.
      • Orange
      • Airtel.
      • LIC
      • ICICI Prudential.
      • OM Kotak Mahindra Life Insurance.
      • Birla Sun Life Insurance.
      • SBI Life Insurance.
      • Mahanagar Gas.
      • BOBCARDS
      • BOB DP.
      • CRY.
    • Pune
      • MSEB.
      • Hughes Telecom.
      • IDEA.
      • LIC.
      • ICICI Prudential.
      • OM Kotak Mahindra Life Insurance.
      • Birla Sun Life Insurance.
      • SBI Life Insurance.
      • Nataraj Gas.
      • BOBCARDS.
      • CRY.
  • The facilities would be available at present in the cities of Mumbai and Pune.
  • All branches that participate in the clearing at the above cities can extend the above services.
  • All types of account holders - individuals, firms, companies etc. can opt to pay their utility services bills through this scheme.
  • Customers can confirm the payment of bill through the entries made in the statement of account as well as from the subsequent bills received. However separate receipts are sent by LIC.
  • A customer may add to his registration for subsequent payments for new utility providers.
  • Physical bills would also continue to be received by the customers from the billing companies.
  • While submitting application for registration, last bill / copy of thereof should be enclosed to ensure the correctness of details with the billing companies. No other documents are required.
  • In case of a customer is already registered with ECS and desires to join the above scheme, then he should first cancel his registration under ECS before registering under this scheme.
  • If a customer desires to opt out of the scheme he may give instructions accordingly in writing to the branch concerned. The facility is offered free of cost to the customers. However in case of unsuccessful debits due to any reason, return charges as per rules would be debited.
• Use of the facility to the customers

  The customer may select any of the following options to pay the bills:

  • Auto Pay

    The customer gives standing instruction and authorise the bank to debit his account and make payment of the bills to the Billing Company irrespective of the bill amount. Thus the bill amount would be debited to his account irrespective of the bill amount.

  • Auto Pay with Upper Limit

    Under this option a customer while registering for this facility, can also specify an upper limit up to which the utility bill can be paid automatically by debiting his account. Whenever the Bill amount exceeds the limit, then Bank will not pay the bill and the customer needs to pay the bill on his own directly to the Billing Company. Different upper limits can be given for various types of service bills. In case the customer wants the bank to pay the bill, he should call on the bank at least a week before the due date and authorize in writing to pay the bill.