Mahabank Adhar Loan Scheme for Pensioners
Purpose Personal expenses
Eligibility Pensioners
Age Max. 73 Years as on date of disbursement of loan subject to 77 years of age at Loan Maturity
Amount of Loan For other eligible pensioners- Equivalent to 18 months pension subject to maximum
  1. Rs.400000/- up to age of 65 years
  2. Rs.300000/- up to age of 70 years
  3. Rs.200000/- up to age of 73 years
For BOM Staff pensioners- Equivalent to 18 months pension subject to maximum
  1. Rs.600000/- up to age of 65 years
  2. Rs.450000/- up to age of 70 years
  3. Rs.300000/- up to age of 73 years

Security Clean
Guarantor Person entitled to Family Pension.
If there is no beneficiary of family pension an acceptable guarantor
Margin Nil
Deduction Limit 1 - For monthly pension up to Rs.12500/- Up to 40%
2 - For monthly pension more than Rs.12500/- Up to 50%
Rate of Interest Click here to view the Interest Rate
Repayment Maximum 60 EMIs subject to maximum age of 77 years at maturity of loan
Processing Fee 0.50% of loan amount subject to Minimum Rs.500/-
Insurance N.A.
Number of times for availment of loan Pensioners up to age of 67 years are eligible for availing loan under the scheme without any restrictions on the number of occasions for availment of loan.
Pensioners with the age above the 67 years and up to 73 years can avail loan for maximum 3 times.
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