Citizens' Charter
Common Practices Followed by our Bank Fair Banking Practices
Savings Bank Accounts Current Accounts
Term Deposit Accounts Balance Payments of Deceased to Survivors and Claimants
Remittance Service Collection Service
Time Norms for various Banking Transactions Foreign Exchange Transaction
Non Resident Accounts Account in Foreign Currency
Personal Loans Regional Offices/Redressal Cell
 

PREFACE

The ability of the banking industry to achieve the socio-economic objectives and in the process bringing more and more customers into its fold will ultimately depend on the satisfaction of the customers. We have a strong belief that a satisfied customer is the foremost factor in developing our business.

We felt a need at BANK OF MAHARASHTRA that in order to become more customer friendly the Bank should come out with charter of its services for the customers. Citizens' Charter concept was considered as a base instrument to fill this need and accordingly this document was prepared. This document was made in consultation with the users and highlights BANK OF MAHARASHTRA's commitments towards the customer satisfaction, thus ensuring accountability and responsibility amongst its officials and staff. This charter for customers not only explains our commitment and responsibilities along with the redressal methods but also specifies the obligation on the part of customers for healthy practices in customer-banker relationship.

This is not a legal document creating rights and obligations. The charter has been prepared to promote fair banking practices and to give information in respect of various activities relating to customer service.

We wish to acknowledge the initiative taken by the Ministry of Finance, Government of India and Ministry of Administrative Reforms and Public Grievances for encouraging us to bring out this charter.

We maintain constant consultations with our clientele through various Seminars, Customer Meets, etc., to evaluate, improve and widen the range of service to customer. However, all our customers are requested to keep us informed of their experiences about the various services rendered by the Bank and feel free to comment on this charter. We intend to bring it out in many more Regional Languages in subsequent years.

This information should not be considered as a legal document creating rights and obligations. It is for promoting better understanding between Customer and Banker and subject to change/revision from time to time.

Only key information on various services/facilities is given in this booklet. Each service has its own detailed terms and conditions; which can be made available on request.

For further details/information, visit or write to our branch offices, Regional Offices or Head Office, or visit our Website at: www.bankofmaharashtra.in

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Common Practices followed by Our Branches

  1. Display business hours.
  2. Render courteous services.
  3. Attend to all customers present in the banking hall at the close of business hours.
  4. Provide separate 'Enquiry' or 'May I Help You' counter at large branches.
  5. Offer nomination facility to all deposit accounts (i.e. account opened in individual capacity) and all safe deposit locker hirers (i.e. individual hirers).
  6. Display interest rates for various deposit schemes from time to time.
  7. Notify change in interest rates on advances.
  8. Provide details of various deposit schemes/services of the Bank.
  9. Issue Demand Drafts, Pay Orders, etc.
  10. Display Time - Norms for various banking transactions.
  11. Pay interest for delayed credit of outstation cheques, as advised by Reserve Bank of India (RBI) from time to time.
  12. Accord immediate credit in respect of outstation and local cheques upto a specified limit subject to certain conditions, as advised by RBI from time to time.
  13. Provide complaint/suggestion box in the branch premises.
  14. Display address of Regional and Central Offices as well as Nodal Officer dealing with customer grievances/complaints.
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FAIR BANKING PRACTICES

Customers are requested to :
  1. Ensure safe custody of chequebook and passbook.
  2. Preferably use reverse carbon while writing a cheque.
  3. Issue crossed/account payee cheques as far as possible.
  4. Check the details of the cheque, namely, date, amount in words and figures, crossing etc., before issuing it. As far as possible, issue cheques after rounding off the amount to nearest rupee.
  5. Not to issue cheque without adequate balance; maintain minimum balance as specified by the Bank.
  6. Send cheques and other financial instruments by Registered Post or by courier.
  7. Bring passbook while withdrawing cash from savings bank account through withdrawal slip. Get passbook updated from time to time.
  8. Use nomination facility.
  9. Note down account numbers, details of FDR, locker numbers, etc., separately.
  10. Inform change of address, telephone number, etc., to the Branch.
  11. Inform loss of demand draft, fixed deposit receipt, cheque leave (s)/book, key of locker, etc., immediately to the Branch.
  12. Avail standing instructions facility for repeat transactions.
  13. Provide feedback on our services.
  14. Pay interest, installments, locker rent and other dues on time.
  15. Avail services such as ATM, ECS, EFT, etc., if offered by the branch.
  16. Bring any deficiency in services to the notice of the branch.
  17. Not to sign blank cheque/s. So also do not record your specimen signature either on passbook or on chequebook.
  18. Not to introduce any person who is not personally known to you for the purpose of opening account.
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COMMON AREAS OF CUSTOMER-BANKER RELATIONSHIP (SAVINGS BANK ACCOUNT)

  1. These accounts are designed to help the individuals (personal customers) to inculcate habit of saving money and to meet their future requirement of money. The amounts can be deposited/withdrawn from these accounts by way of cheques/ withdrawal slips. It helps the customers to keep minimum cash at home besides earning interest.
  2. Savings Bank accounts are very popular. These accounts can be opened by eligible person/s and certain organisation/agencies (as approved by the Reserve Bank of India (RBI).
  3. As required by law, while opening this account we will satisfy ourselves about the identity, including verification of address, of a person/s seeking to open an account, to assist in protecting the prospective customer/s, members of the public and ourselves against fraud and other misuses of the banking system.
  4. The Bank requires a satisfactory introduction of the person/s opening the account by a person acceptable to the Bank.
  5. The Bank is required to obtain two recent photographs of the person/s opening the account, as per R.B.I. directives.
  6. The Bank is required to obtain Permanent Account Number (PAN) or General Index Register (GIR) Number or alternatively obtain declaration in Form No. 60 or 61 as per the Income Tax Act (vide Section 139 A) from the person/s opening the account.
  7. The Bank will provide to the prospective customers details of the documents required for identification of the person/s opening the account in addition to a satisfactory introduction. Documents normally accepted are the current gas/telephone/electricity bill or ration card or voter's identity card or driving licence or passport, etc.
  8. The account holder is required to maintain certain minimum balance in the account (on monthly/quarterly average basis), and also depending on, whether account holder wants to avail the cheque book facility or not, as specified by the Bank from time to time in its Service Charges related notifications. Non-compliance of this would attract service charges. Interest is paid on half yearly basis on the balance maintained in the account at a rate which is declared from time to time, provided interest amount works out to minimum Re. 1/- per half year.
  9. Cheques, dividend warrants drawn in the name of account holder/s will only be collected through this account. Financial Instruments endorsed in favour of the account holder/s will not be collected through savings bank account.
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COMMON AREAS OF CUSTOMER-BANKER RELATIONSHIP (CURRENT ACCOUNT)

  1. Current Accounts can be opened by individuals, partnership firms, private and public limited companies, HUFs/specified associates, societies, trusts, etc.
  2. As required by law, while opening this account we will satisfy ourselves about the identity, including verification of address, of a person/s seeking to open an account, to assist in protecting the prospective customer/s, members of the public and ourselves against fraud and other misuses of the banking system.
  3. The Bank requires a satisfactory introduction of the person/s opening the account by a person acceptable to the Bank.
  4. The Bank is required to obtain two recent photographs of the person/s opening/operating the account, as per R.B.I. directives.
  5. The Bank is required to obtain Permanent Account Number (PAN) or General Index Register (GIR) Number or alternatively obtain declaration in Form No. 60 or 61 as per the Income Tax Act (vide Section 139 A) from the person/s opening the account (i.e. including partners of Registered/Unregistered partnership as also Registered/Incorporated bodies/companies).
  6. The Bank will provide to the prospective customers details of the documents required for identification of the person/s opening the account in addition to a satisfactory introduction. Documents normally accepted are the current gas/telephone/electricity bill or ration card or voter's identity card or driving licence or passport, etc.
  7. Minimum balance as stipulated from time to time will be required to be maintained.
  8. No interest is paid on credit balances kept in current account.
  9. Service charges are levied for : Ledger folio used Chequebooks issued Non-maintenance of minimum balance Return of cheques, etc.
  10. For opening special types of current accounts like for Executors, Administrators, Trustees, Liquidators etc., the Branch Manager may be contacted who will help in opening these type of accounts.
  11. As per RBI directive, the applicant (i.e. account opener) should declare in the account opening form or separately that he is not enjoying any credit facility with any bank and if he does enjoy any facility / facilities he should declare full particulars thereof indicating the name of the bank and name of the branch wherefrom he has availed these facilities.
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COMMON AREAS OF CUSTOMER-BANKER RELATIONSHIP (TERM DEPOSIT ACCOUNTS)

Bank has tailored various deposit schemes to suit the needs and expectations of investing people in every walk of life.

Branch staff shall welcome you to seek more details and shall also be glad to assist in the area of investment in various deposit schemes vis--vis your requirement.

Term Deposit accounts can be opened by individuals, partnership firms, private and public limited companies, HUFs/specified associates, etc.
  1. As required by law, while opening this account we will satisfy ourselves about the identity, including verification of address, of a person/s seeking to open an account, to assist in protecting the prospective customer/s, members of the public and ourselves against fraud and other misuses of the banking system.
  2. The Bank requires a satisfactory introduction of the person/s opening the account by a person acceptable to the Bank
  3. The Bank is required to obtain two recent photographs of the person/s opening the account, as per R.B.I. directives.
  4. The Bank is required to obtain Permanent Account Number (PAN) or General Index Register (GIR) Number or alternatively obtain declaration in Form No. 60 or 61 as per the Income Tax Act (vide Section 139 A) from the person/s opening the account.
  5. The Bank will provide to the prospective customers details of the documents required for identification of the person opening the account in addition to a satisfactory introduction. Documents normally accepted are the current gas/telephone/electricity bill or ration card or voter's identity card or driving licence or passport, etc.
  6. Premature withdrawals are allowed, unless specified otherwise, at the rate of interest applicable for the period for which the deposit has run or the contracted rate whichever is lower, subject to penalty, if any prescribed by the Bank. No interest will be paid on premature withdrawals of deposit, which has remained with the Bank for less than 15 days.
  7. Generally loans/overdrafts against deposits are allowed except on Certificates of Deposit (CD) Such loans are sanctioned by charging interest at rates directed by RBI from time to time or as prescribed by the Bank.
  8. Deposits are renewed by the Bank on due dates on request. As a measure of good customer service, the Bank may intimate the depositor in advance regarding date of maturity.
  9. Interest on deposits is payable either monthly at discounted value or quarterly or compounded quarterly (i.e., reinvestment of interest) or on the date of maturity at the option of the depositor as applicable under particular deposit scheme.
  10. Interest on overdue deposit is paid if the deposit is renewed, as decided by the Bank from time to time.
  11. Interest on bank deposits is exempt from income tax upto a limit specified by Income Tax authorities from time to time.
  12. Presently, if the total interest on deposits, per depositor, per branch, per financial year exceeds Rs.10,000/-, the same is subject to Tax Deduction at Source (TDS) at the rates stipulated by the Income Tax Authorities.
  13. The depositor may furnish declaration in Form No. 15 H preferably at the commencement of the Financial Year for receiving interest on deposits without deduction of tax.
  14. The Bank will issue TDS Certificate for the tax deducted.
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PAYMENT OF BALANCE IN ACCOUNTS OF THE DECEASED CUSTOMERS TO SURVIVORS/CLAIMANTS

As directed by the RBI, the banks may not insist on succession certificate from legal heirs irrespective of amount involved. However, the banks may adopt such safeguards in considering settling of claims as appropriate including accepting an indemnity bond.

STANDING INSTRUCTIONS :
Standing instructions can be given to the Bank for transfer/remittance of funds from one account to other account/s maintained in the same branch, any other branch of the Bank or any other bank or any other third party

SAFE DEPOSIT LOCKERS
The facility of Safe Deposit Lockers is an ancillary service offered by the Bank. The Bank's branches offering this facility will indicate/display this information.

The major aspects governing the services are:
  1. A locker may be hired by an individual (not minor), firms, limited companies, specified associations and societies, etc.
  2. Nomination facility is available to individual hirer of Safe Deposit Locker. 3. Loss of key should be immediately informed to the Branch.
  3. Lockers are available in different sizes.
  4. Lockers are rented out for a minimum period of one year. Rent is payable in advance. In case of overdue rent, the Bank will charge penalty as decided from time to time.
  5. With standing instruction, the rent may be paid from the deposit account of the hirer.
  6. The Bank will hire locker to properly introduced persons.
  7. The Bank reserves right to break open the locker if the rent is not paid in spite of giving notices as per the Bank rules and recover charges thereof.
ARTICLES IN SAFE CUSTODY
Articles like shares, securities, etc., can be kept in safe custody with the Bank on prescribed charges wherever such facility is offered. Large/small boxes must be locked by the customer(s) and particulars must be written/painted thereon. The lock should be covered by stout cloth and sealed with the customer's seal. Relationship of Banker and customer shall be that of Bailer and Bailee.

NOMINATION FACILITY
Nomination facility is available for all deposit accounts, articles in safe custody and safe deposit vaults. Nomination is available for accounts opened in individual capacity (i.e. single/joint accounts as well as accounts of a sole proprietary concern) only, i.e. not for accounts opened in representative capacity. Nomination can be done in favour of one person only. However, nomination in favour of more than one person (i.e. upto 2 persons) is permissible in jointly operated locker accounts with common consent. Nomination can be made, cancelled or varied by the account holder anytime during his/her life time. While making nomination, cancellation or variation, witness is required and the request should be signed by all account holders. Nomination can be made in favour of a minor also. For the existing accounts where nomination is not made, the account holder/s can do so by filling up form available with the branches. Customers (new as well as existing) are advised to avail nomination facility, if they have not availed so far.

PENSION PAYMENTS :
  1. Pensioners of Central and State Governments can open a separate pension account in any of our branches.
  2. Pensioners are requested to produce the life certificate once in a year (i.e. in the month of November) to enable the branches to pay pension without interruption/delay.
  3. The pension will be credited by the branch to the pensioner's savings or current account during the last four working days of the month. The pension for the month of March will be credited on or after 1st working day of April. The pension will not be paid in cash or through a joint account. Every pensioner is required to submit life/marriage/remarriage/ unemployment certificates periodically.
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REMITTANCE SERVICE

Customers may remit funds from one centre to another centre by Demand Draft or Telegraphic Transfer (TT), etc., by paying specified charges as per the Bank's rules.

The customers can utilise the facility of Electronic Funds Transfer (EFT) System operated through RBI for transferring funds to and from Kolkatta, Chennai, Delhi and Mumbai upto Rs. 5 Lac.

Demand drafts, telegraphic transfers and travellers cheques for Rs.50,000 and above will be issued by the banks only by debit to the customer's account or against cheques or other instruments tendered by the purchaser and not against cash payment. Similarly, such payments for Rs.50,000 and above will be made through banking channels and not in cash.

ISSUE OF DUPLICATE DEMAND DRAFT WITHOUT RECEIPT OF NON-PAYMENT ADVICE :
As directed by the RBI, the bank will issue duplicate demand draft upto Rs. 5,000/- on the basis of adequate indemnity and without obtaining Non-Payment Advice from the drawee branch.

TIME FRAME FOR ISSUE OF DUPLICATE DRAFT
As directed by the RBI, the bank will issue duplicate demand draft to the customer within a fortnight from the receipt of request. For delay in issuing duplicate draft beyond the above-stipulated period, the banks will pay interest at the rate applicable for fixed deposit of corresponding maturity in order to compensate the customer for such delay.

PAY ORDER, BANKER'S CHEQUE :
Pay Order is issued for making payment locally Issue/payment of Pay Order for Rs.50000/- and above is to be made only through the bank account. Validity period of Pay Order is 6 months. This can be revalidated by the issuing branch on written request of the purchaser.
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COLLECTION SERVICE

Immediate credit of local as well as outstation cheques upto Rs. 7500/- (as per RBI guidelines from time to time) is provided to the individuals (personal customers) who are maintaining satisfactory accounts. However, the customers will have to bear usual service charges as well as the postal charges. In the event of cheques being returned unpaid, the customer will have to pay interest for the period for which funds are utilised.

All cheques (local and outstation) deposited by the customers are cleared by the Bank as follows:
HIGH VALUE CLEARING :
This facility is available for the clients of selected branches at designated centres. Cheques of high value (of not less than Rs. 1 lac per instrument) are cleared on the same day.

LOCAL CLEARING :
Cheques are cleared normally on the third working day, depending on the centre, subject to depositing of the cheques/instruments in time.

NATIONAL CLEARING :
Cheques drawn on Metropolitan centres listed in national clearing are cleared in 8 days.

All cheques drawn on other centres are cleared in 14 days.

The Bank will credit the proceeds of an outstation cheque within the following time norms
- State Capital other than North Eastern States & Sikkim - 10 working days
- Other centres - 14 working days

If the Bank fails to do so, interest will be paid at the rate applicable for appropriate tenure of fixed deposit for the period of delay beyond the stipulated days mentioned above. Further, if the delay is abnormal then penal interest at the rate of 2% above fixed deposit rate applicable will also be paid.

Customers are requested to deposit their cheques within the stipulated timeframe at the branches.

COLLECTION OF GOVT. DUES :
The Bank handles collection of various taxes on behalf of Govt. of India through selected designated branches.

EXCHANGE OF SOILED/SLIGHTLY MUTILATED CURRENCY NOTES AT PUBLIC SECTOR BANKS
All the branches of the Bank will exchange freely soiled/slightly mutilated currency notes and certain other types of mutilated currency notes of all denominations. The Bank's currency chest branches will exchange all categories of mutilated currency notes. Currency exchange facility is offered to the Bank's customers and others. The Bank follows RBI guidelines in this respect. RBI has permitted the banks to exchange mutilated currency notes which are genuine and where mutilations are such as not to cause suspicion or fraud.

INTEREST ON DEPOSITS :
The Bank pays interest on deposits as per various deposit schemes.
Interest rates are revised from time to time and made known to public.
Revised interest rates are applicable only to the renewals and fresh deposits while existing deposit continue to get interest at the contracted rate.

SERVICE CHARGES :
The Bank provides various services to customers for which service charges are levied. The charges are reviewed/revised from time to time.

Service charges are levied for collection and remittance of funds, processing of loan proposals, issue of guarantees, safe custody, issue of duplicate instruments/statements, ledger folio charges etc. Details of service charges will be made available on request.
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TIME- FOR VARIOUS BANKING TRANSACTIONS

  1. For Cash Payment a)Through teller 3 to 8 minutesb)Through cashier 8 to 15 minutes
  2. Receipt of cash 10 to 20 minutes
  3. For issuance of demand draft/traveller cheques/fixed deposit receipt 15 to 25 minutes
  4. Payment of demand drafts 10 to 20 minutes
  5. Payment of fixed deposit receipts 15 to 20 minutes
  6. Opening of an account 20 to 25 minutes
  7. Retirement of bills 20 to 30 minutes
  8. Updation of passbooks 5 to 15 minutes
  9. Statement of accountsWithin 7 days
  10. Collection of cheques(Local) 2 to 4 days Outstation10 to 14 days
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FOREIGN EXCHANGE TRANSACTIONS

  1. Forex services made available to customers through 22 centers located strategically across the country.
  2. E-mail at all FEX centers, SWIFT connectivity under progress
  3. Over 200 correspondents across the globe
  4. Import LC can be opened at any centre, in any corner of the world.Line of credit (ECB), Suppliers credit / Buyers credit arranged.
  5. Foreign Currency Denominated Loans arranged at most competitive pricing.
  6. Handling of export documents on collection / negotiation basis and export LC advising.
  7. Inward and outward remittances including sale/purchase of foreign currency notes/travellers checks / instruments. Handling of Foreign currency denominated instruments on collection basis, issuance of Demand Drafts and Telegraphis transfers.
  8. Guarantees in connection with foreign trade / project exports.
  9. Direct access to Forex dealers and Treasury for select clients.
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ACCOUNT IN FOREIGN CURRENCY

FOREIGN CURRENCY NON RESIDENT ACCOUNT :
  1. Deposits accepted in US$/GBP/any other permitted currency as per Reserve Bank of India / Banks guidelines for the period of one year and above upto 3 years.
  2. Deposit can be maintained in the form of Term Deposit only.
  3. Account can be opened through foreign inward remittances through normal banking channel or conversion by debit to NRE (S.B. A/c) Account in India or by surrender of Foreign Currency in the form of foreign currency travelers cheques and foreign currency notes during the temporary visit of non resident to India.
  4. Principal and interest amount is repatriable.
  5. No exchange risk for the depositor when principal plus interest repatriated in the same currency.
  6. Deposit can be jointly held with other NRI.
  7. Loans to depositors and to third party against collateral of deposits are subject to FEMA regulations / Reserve Bank of India guidelines.
  8. Interest can be paid half yearly.
  OTHER SERVICES PROVIDED BY BANK
  1. MAHARASHTRA EXECUTOR AND TRUSTEE COMPANY Ltd. (METCO)
    METCO is functioning for last 54 years. A wholly owned subsidiary of Bank of Maharashtra, METCO offers you a range of services.
    • Preparation, execution and safe custody of wills
    • Preparation of Trust Deed for both - public and private trust
    • Acting as trustee of property of minors, females and handicapped children.
    • Acting as trustee of a Life Insurance Policy issued under married womens property act.
    • Acting as trustee / holder of Power of Attorney for house properties.
    • Derives the benefits of METCOs perpetual existence and receive life long service without prejudice.
  2. MONEY MANAGEMENT SCHEME: (For fast collection of cheques)
    Money Management Scheme assures you funding your account latest on third day for any cheque drawn on any of our cheque collection centers (CCCs) i.e. viz. Mumbai, Delhi, Chennai, Kolkatta, Pune, Hyderabad, Bangalore, Nasik, Ahmedabad, Nagpur which is just a local cheque collection for us.
  3. UPCOUNTRY CHEQUE COLLECTION:
    Crediting your principal account at any of the Proceeds Paying Branches on 5th day of any cheque drawn on any place in India. Is it not exciting?
  4. EASY WAY FOR EFFECTIVE CASH MANAGEMENT:
    1. open an account with any of the following Proceeds Paying Branches: Pune: Industrial Finance Branch, Overseas Branch, Bajirao Road, Pimpri, Shivajinagar and Kasarwadi Mumbai: Industrial Finance Branch, Overseas, Fort, Worli, Bandra(E), Cuffe Parade, Nariman Point Delhi: Cannaught Place, South Extension, Karol Bagh Nagpur : Sitabuldi Hyderabad : Sultan Bazaar Chennai : Broadway, Mount Road Bangalore : City Market Nasik: Nasik CityAhmedbad : Bhadra
    2. Now advise all your upcountry distributors, clients, purchasers (input agencies) not to send cheques to you. We would arrange to pick up such cheques by courier through our nearest Cheque Collection Center.
    3. If the cheque is drawn on center where the Cheque Collection Center that picks it up is located, credit will be given to your principal account at Mumbai PPBs on day 1 / day 2. For accounts with other PPBs, credit will be given to your account latest on the third day.
    4. If the cheque is drawn on any other center, than the Cheque Collection Center that picks it up, we will credit your principal account with any of the PPBs, latest on the 5th day.
    5. Money Management Scheme also provides you instantaneous fund transfer within 25 PPBs strategically located all over India to ensure easy cash management at all your offices.
  5. ATMs
    Bank is having ATM network across the country. Bank has collaboration with VISA for issuance of Debit Cards.

    Biometric features have been enabled in 11 ATMs for the benefit of illiterate customers.

    Bank has joined other ATM Networks viz. National Financial Switch (NFS) and MITR thereby enabling our Bank’s customers to access more than 30000 ATMs.

    Bank has introduced an unique product- 'Mahabank Insta International VISA DEBIT CARD' for issuance of ATM Cards with PIN to the customers at the time of opening of account itself.


  6. REDRESSAL OF COMPLAINTS
    To enable the customers to voice their grievances or offer suggestions for improvement in customer service, "Customer Day" is observed at all the offices of the Bank across the organisation covering branches, Regional Offices and Head Office, on 15th of every month (next day, if 15th is a holiday or half-day). During specified hours on this day any customer can meet senior/top executives of the Bank including Chairman & Managing Director without prior appointment. In case of any complaint, the matter may be first brought to the notice of concerned branch manager for immediate redressal. If the complaint is not redressed to the satisfaction of the customer, the matter may be taken up with the Regional Manager concerned.

    If the complainant still feels unsatisfied with the responses received, he can address his complaint to the bank's Nodal Officer designated to deal with customers' complaints/grievances giving full details of the case. After exhausting all the above machinery/channels, if the customer is not satisfied, he may write to Chairman & Managing Director of the Bank and even afterthis, not satisfied he is free to take recourse to the following:
    1. Directorate of Public Grievances, Govt. of India, Cabinet Secretariat, Sansad Marg, New Delhi.
    2. The Banking Ombudsman located in State Capitals under RBI Ombudsman Scheme, 1995.
    3. The District Consumer Forum under Consumer Protection Act, 1985.
Anonymous complaints will not be entertained.
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Address of our Complaint Redressal Cell and Regional Offices



No. Name of Region Toll Free Number
1 Bangalore 1600 338053
2 Chennai 1600 334566
3 Hyderabad 1600 334025
4 New Delhi 1600114747
5 Mumbai City 1600 115901
6 Mumbai Suburb 1600 115902
7 Nagpur 1600 337123
8 New Delhi 1600 114747
9 Pune City 1600 332003
10 Thane 1600 115131
 
All the services and commitments are honoured without the citizen having to pay any bribe.
 
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