Eligibility :

All individuals in the age group of 5 yrs. to 65 years.

Deposit :

Initial Deposit as applicable to Savings Bank Deposit A/c.

Eligibility for Insurance Cover :

Primary account holders, spouse, children and dependant parents.

Age Limit :

  • 5 years to 65 years without medical examination.
  • Children between 3 months and 5 years can be covered provided one or both parents are covered concurrently.
  • Upper age limit upto 80 years only on renewals.

What is Covered :

Minimum Rs. 50,000 and in multiples of Rs. 50,000, Maximum Rs. 5 lacs.

Sum Assured :

Various hospitalization expenses for medical / surgical treatment arising out of any disease / illness / accident including pre-hospitalization expenses for specified period. Optional-Personal Accident (death only) is also covered.

Policy Period :

  • 12 months
  • Risk to commence from date of D.D. / P.O.

Nomination :

Facility is available.

Income Tax Rebate :

Available u/s. 80 D of IT Act.

Cash Less Facility :

Through TPA is available.

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IMPORTANT: Bank of Maharashtra never ask for Bank account details for any purpose through phone call/email/SMS.

Bank appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.