All individuals in the age group of 5 yrs. to 65 years.
Initial Deposit as applicable to Savings Bank Deposit A/c.
Eligibility for Insurance Cover :
Primary account holders, spouse, children and dependant parents.
Age Limit :
- 5 years to 65 years without medical examination.
- Children between 3 months and 5 years can be covered provided one or both parents are covered concurrently.
- Upper age limit upto 80 years only on renewals.
What is Covered :
Minimum Rs. 50,000 and in multiples of Rs. 50,000, Maximum Rs. 5 lacs.
Sum Assured :
Various hospitalization expenses for medical / surgical treatment arising out of any disease / illness / accident including pre-hospitalization expenses for specified period. Optional-Personal Accident (death only) is also covered.
Policy Period :
- 12 months
- Risk to commence from date of D.D. / P.O.
Facility is available.
Income Tax Rebate :
Available u/s. 80 D of IT Act.
Cash Less Facility :
Through TPA is available.