Sr. No. |
Features / ( Normal Charges) |
Pearl |
Sapphire |
Diamond |
1 |
Initial Deposit Amount for opening of the account. |
Rs. 5,000/- |
Rs.5,000/- |
Rs. 5,000/- |
2 |
Quarterly average balance required |
Rs. 50,000/- |
Rs. 250,000/- |
Rs. 5,00,000/- |
3 |
Transactions allowed free of cost |
Unlimited |
Unlimited
|
Unlimited
|
4 |
Charges for non maintenance of minimum average balance |
Rs.500/- Qty
|
Rs.1000/- Qty |
Rs. 2500/- Qtly |
5 |
Debit-cum-ATM Card |
Free |
Free |
Free |
6 |
Internet / SMS / Phone Banking Facility |
Free
|
Free
|
Free |
7 |
Online Tax Payment Facility |
Free
|
Free
|
Free |
8 |
Account statement through email /e-Statement |
Free Weekly |
Free Weekly |
Free Weekly |
9 |
RTGS / NEFT Services (For NEFT charges Rs. 5/- to Rs. 25 And RTGS charges Rs. 25/- to Rs. 50/- ) |
40% concessions on normal charges. |
Free |
Free |
10 |
Online Shopping / Utility bill Payment |
Free |
Free |
Free |
11 |
Demat Account Maintenance Charges (Rs.300/- Per year for individuals & Rs. 1000/- for Corporates ) |
30% discount on normal charges |
60% discount on normal charges every Year |
Free |
12 |
Credit Card Issuance Charges (For 2 Years) (Rs.200/- per year) |
Free |
Free |
Free |
13 |
Maha Swasthya Yojana Cover of Rs.2.00 lakhs to Family (1+3) of Account Holder (Any one in Partnership, Pvt. Ltd. Co., SME's, trusts, Societies etc.) (Rs.3488/-) |
Free for First Year |
Free for First Year |
Free for First Year |
14 |
Waiver on Processing charges on Car Loan & Housing Loan (Rs.250 per Lac) |
40% Waiver for Car & Housing Loans are in the name of Proprietor, Firm & company Only |
60% Waiver for Car & Housing Loans are in the name of Proprietor, Firm & company Only |
60% Waiver for Car & Housing Loans are in the name of Proprietor, Firm & company Only |
15 |
Cheque book issuance (Rs. 2.50 Per Leaf exceeding 60 leaves) |
200 leaves Free
|
500 leaves Free
|
500 leaves Free
|
16 |
Standing Instructions Regn. (Rs.25/- per transaction) |
50% concession on normal charges. |
Free |
Free |
17 |
Stop Payment Instruction charges (Rs. 100 per cheque Max Rs.1000/- per reference) |
Free |
Free |
Free |
18 |
Ledger Folio Charges (Rs. 60 per folio per year) |
Free |
Free |
Free |
19 |
Outstation/local-Cheques/ Bills, etc. collection charges. ( For Cheques Rs.150/- per instrument And for Bills Rs. 50 to max. Rs.15,000/- ) |
30% discount on normal charges.
|
60% discount on normal charges.
|
Free
|
20 |
Speed Clearing (Rs.150/- for clearing amount of above Rs.1 Lakh ) |
50% discount on normal charges |
75% discount on normal charges. |
Free |
21 |
Bankers Cheque/P.O./ DD / MT / TT facility (Min Rs.300/- to Max. Rs. 12,500/-) |
50% discount on normal charges |
75% discount on normal charges |
Free |
22 |
Remittance charges/Drafts issuing, etc. (Rs.50 to max. Rs.12500/- ) |
50% discount on normal charges. |
75% discount on normal charges. |
Free |
23 |
Rebate on Locker Rent (of any size) (For 1 Year rent charges Rs.1080/-to Rs. 4800/-) |
25% rebate in locker rent |
50% rebate in locker rent |
Free |
