Financials
BALANCE SHEET AS ON 31st MARCH 2009
(Rs. in thousands)
  Schedule As on 31st March 2009(Current Year) As on 31st March 2008 (Previous Year)
CAPITAL AND LIABILITIES      
Capital 1 430 ,52 ,00 430 ,52 ,00
Reserves & Surplus 2 2086 ,66 ,78 1350 ,98 ,26
Deposits 3 52254 ,91 ,96 41758 ,33 ,23
Borrowings 4 190 ,01 ,32 199 ,24 ,83
Other Liabilities & Provisions 5 4068 ,23 ,30 4411 ,83 ,02
       
TOTAL   59030 ,35 ,36 48150 ,91 ,34
       
       
ASSETS      
Cash and Balances with Reserve Bank of India 6 3881 ,41 ,92 3893 ,88 ,35
Balances with Banks, Money at call & short notice 7 223 ,91 ,65 332 ,05 ,30
       
Investments 8 18382 ,14 ,36 12282 ,95 ,24
Advances 9 34290 ,77 ,28 29285 ,81 ,29
Fixed Assets 10 654 ,80 ,43 220 ,42 ,19
Other Assets 11 1597 ,29 ,72 2135 ,78 ,97
       
TOTAL   59030 ,35 ,36 48150 ,91 ,34
       
Contingent Liabilities 12 15264 ,49 ,66 15116 ,74 ,86
Bills for Collection   1753 ,24 ,69 1216 ,07 ,83
       
Significant accounting policies 17    
Notes on Accounts 18    
The Schedules 1 to 18 form an integral part of the Accounts.
 
ALLEN C A PEREIRA M. G. SANGHVI V. P. BHARDWAJ S.K. GOGIA D. R. TULJAPURKAR
Chairman & Managing Director Executive Director Director Director Director
         
R.K. DESHPANDE T. PARAMESWARA RAO C. PATWARI S.H. KOCHETA S.U. DESHPANDE
Director Director Director Director Director
         
Smt. S.A. PANSE V.K. GUPTA V. SUBRAMANIAN A.K. PANDIT D.S. PATEL
General Manager,
FM&A
Dy. Gen. Manager,
FM&A
Chief Manager Director Director
- AS PER OUR REPORT OF EVEN DATE ATTACHED -
Place: Pune   Date: May 14, 2009
For C.R. Sagdeo
& Co.
For Wahi & Gupta For Shah Baheti Chandak & Co. For V.C. Gautam
& Co.
For B. Chhawchharia
& Co.
Chartered Accountants Chartered Accountants Chartered Accountants Chartered Accountants Chartered Accountants
         
(AJAY_S.JOSHI) (Y.K._GUPTA) (ASHOK_CHANDAK) (VISHNU_GAUTAM) (S.K._CHHAWCHHARIA)
Partner Partner Partner Partner Partner
Membership No.: 110708 Membership No.: 16020 Membership No.: 30828 Membership No.: 16257 Membership No.: 8482